H&R Block provided a gift card to facilitate this review. All opinions stated are my own.
Need extra money for your holiday shopping? H&R Block has you covered with their Emerald Advance line of Credit!
We have a lot of kids in our family, which means we are buying a lot of gifts. One of the things I try to do is start shopping in early November and pick up a few gifts each week, so that our budget does not get overwhelmed. Also, putting away money each month is preparation also helps.
But, just in case you need a little extra cash this year for gifts or travel, H&R Block can help. Starting on November 25th, H&R Block will begin excepting applications for the Emerald Advance Line of Credit in their offices, but you can make an appointment now. If you plan to apply, make sure you have: an unexpired government issued photo ID and your most recent pay stub. This Line of Credit, which has a $1000 maximum, can be drawn from as needed year round, and you don’t even have to be an existing H&R Block client to apply.
I think organization is key, when it comes to the holidays and trying to stay within budget. When my husband and I start shopping, we begin with making a list of all the people we have to buy for and a dollar value for what we are planning to spend. For the most part, this works really well, and keeps us in check. We also set a price limit for each other, so that we don’t go overboard.
How do you handle the financial crunch of the holidays? If you are looking for more suggestions, check out the H&R Block site where you can learn more.
Could you use a little extra cash this Holiday season? I know silly question! But, the great news is H&R Block is offering one lucky reader a chance to win a $300 H&R Block Emerald Master Card! For your chance to win, just follow the Rafflecopter Rules below.
DISCLOSURE: H&R Block has asked me to help promote the Emerald Advance Line of Credit. The prize was provided and may be shipped to the winner by H&R Block, but all opinions expressed in the post are my own and not those of H&R Block. Entrants must be 18 or older and located in the US only. Winner to be chosen at random.
I learned that you if approved, you are eligible to maintain your line of credit year-round.
repay up to $1000, depending on bank approval.
Load funds drawn from your line of credit to your H&R Block Emerald Prepaid MasterCard® for easy access.
approved people are eligible to maintain your line of credit year-round.
I learned that there is a “36% Annual Percentage Rate (APR)”.
I learned that you can use your tax return to pay it back and it is year round credit.
I learned that there is a “36% Annual Percentage Rate (APR)”.
YOu can have a credit line all year long
I learned that you can get up to $1000.
I learned you can apply starting November 25th.
you can pay with your tax return – convenient!
I learned to apply one thing you need is your Current earnings statement
I learned that you can enroll for electronic statements.
I learned that Emerald Advance will be available in participating offices beginning November 25th. I also learned that to apply, I would have to bring with me a current earnings statement, and a government issued photo ID.
I learned If approved, you are eligible to maintain your line of credit year-round.
You can get up to $1000!
sign up begins november 25
you can apply starting November 25th :)
If approved, you are eligible to maintain your line of credit year-round
I learned that you can load funds drawn from your line of credit to your H&R Block Emerald Prepaid MasterCard® for easy access.
I learned it is just like any other debit card.
You have the Ability to pay down the balance on the Emerald Advance with a portion of your tax refund, if you so choose and you have Access to credit year-round
The late fee is ONLY $7.50, whereas most companies are $25 or $30! There is also a maximum of 5 fees per year!
The Emerald Advance® is a year-round line of credit that provides the ability to repeatedly borrow and repay up to $1000, depending on bank approval
I learned that The Emerald Advance is a year-round line of credit.
I learned that you only have to borrow and repay the specific amount you need.
I learned that you are eligible for credit all year long.
I learned that If approved, you are eligible to maintain your line of credit year-round127. Be prepared when the unexpected occurs.
I learned that you can apply for H & R Emerald Advance over the phone
I learned that sign up begins November 25.
I learned that you can have access to credit year-round.
i learned that the line of credit is available all year.
Visited and learned you have the ability to pay down the balance on the Emerald Advance with a portion of your tax refund, if you so choose
I learned there is a 30% apr.
I learned that there is a $45 Annual Fee – Assessed on the day the Emerald Advance is opened.
I learned you can make an appointment as early as November 25.
There is a 36% APR and $45 annual fee assessed on the day Emerald Advance is opened.
You may apply in participating offices from November 25th 2013, through January 15th 2014
I learned that once approved, you will have have access to your credit line year round.
I like the fact that the line of credit is available year round. Because you never know when an emergency will happen! Thanks for the giveaway!
One thing I learned is:…If approved, you are eligible to maintain your line of credit year-round
I learned you could borrow up to 1000.00
i learned that I have the ability to pay down the balance on the Emerald Advance with a portion of my tax refund
I learned that The Emerald Advance® is a year-round line of credit
I learned that you can pay down the balance on the Emerald Advance with a portion of your tax refund.
I learned you can use the line of credit year-round
kport207 at gmail dot com
I learned that Load funds drawn from your line of credit to your H&R Block Emerald Prepaid MasterCard for easy access.
I learned you have access to credit year round.
I learned that you can use it year round if approved
Oh I learned that you have the ability to pay down the balance with a portion of your tax refund, if you so choose!