H&R Block provided a gift card to facilitate this review. All opinions stated are my own.
Need extra money for your holiday shopping? H&R Block has you covered with their Emerald Advance line of Credit!
We have a lot of kids in our family, which means we are buying a lot of gifts. One of the things I try to do is start shopping in early November and pick up a few gifts each week, so that our budget does not get overwhelmed. Also, putting away money each month is preparation also helps.
But, just in case you need a little extra cash this year for gifts or travel, H&R Block can help. Starting on November 25th, H&R Block will begin excepting applications for the Emerald Advance Line of Credit in their offices, but you can make an appointment now. If you plan to apply, make sure you have: an unexpired government issued photo ID and your most recent pay stub. This Line of Credit, which has a $1000 maximum, can be drawn from as needed year round, and you don’t even have to be an existing H&R Block client to apply.
I think organization is key, when it comes to the holidays and trying to stay within budget. When my husband and I start shopping, we begin with making a list of all the people we have to buy for and a dollar value for what we are planning to spend. For the most part, this works really well, and keeps us in check. We also set a price limit for each other, so that we don’t go overboard.
How do you handle the financial crunch of the holidays? If you are looking for more suggestions, check out the H&R Block site where you can learn more.
Could you use a little extra cash this Holiday season? I know silly question! But, the great news is H&R Block is offering one lucky reader a chance to win a $300 H&R Block Emerald Master Card! For your chance to win, just follow the Rafflecopter Rules below.
DISCLOSURE: H&R Block has asked me to help promote the Emerald Advance Line of Credit. The prize was provided and may be shipped to the winner by H&R Block, but all opinions expressed in the post are my own and not those of H&R Block. Entrants must be 18 or older and located in the US only. Winner to be chosen at random.
ellen beck says
https://twitter.com/tannawings/status/406629697410187265
tweet
Gianna says
If approved, you are eligible to maintain your line of credit year-round.
Jamie H. says
You can pay down your balance with an anticipated tax refund
meredith says
I found out that the Emerald Advance is a year-round line of credit
ellen casper says
l learned that you have the ability to pay down the balance on the Emerald Advance with a portion of your tax refund
Kari says
You have access to your credit year round.
Jean says
I learned that you can borrow only as much as you need (keeps you from getting in over your head!)
Crystal F says
I found out that you can have your payday directly deposited onto the card if you wish. Thank you!!
jenna d says
You can borrow and repay up to $1000
sheila k says
it’s a year round line of credt
Daniel M says
you can have access to your credit year round
Tracy Robertson says
I learned that you can use it to get cash at ATM’s.
joseph gersch says
The Emerald Advance® is a year-round line of credit that provides the ability to repeatedly borrow and repay up to $1000126, depending on bank approval.
D Johnson says
I learned it’s year-round..I thought it was only for the tax season.
vera says
I learned you can pay it back with your tax refund.
Lauren Harmon says
I learned that the card can be used at the ATM to obtain cash!
Karen Drake says
I learned you can get an Emerald line of credit you can use year round.
Josh Turner says
You can get access to your credit year round
Heather B says
I learned you can use the card at an atm to obtain cash!
Deb C says
I learned H&R Block even offers informative help with the new healthcare.
Brittney House says
You can have access to your credit all year.
Tricia says
I learned that in order to apply you’ll need
Current earnings statement
Unexpired government-issued photo ID
Your Emerald Card (if you have one)
Kim H says
I like that you can use credit all year
Robin says
I like the ability to pay down the balance on the Emerald Advance with a portion of your tax refund
s riches says
It is a line of credit that is good year-round.
tina reynolds says
I love that you can access your credit line all year round once your initially approved.
Tiffany Hearn says
I like that you can repeatedly borrow and repay.
Angela Cisco says
I like that you can get a loan year round and that you do not have to be a established customer to qualify.
Julie Lawson says
I learned that you can put your tax return toward paying off your debt.
Hesper Fry says
I learned that you have the ability to pay down the balance on the Emerald Advance with a portion of your tax refund.
Susan Smith says
l learned that you have the ability to pay down the balance on the Emerald Advance with a portion of your tax refund
Lorina Padgett says
Easy to apply for and can be used year round.
Gwen B. says
That they will grant you credit year-round.
Marcia Goss says
You can load money from your line of credit onto a prepaid card.
mariem says
you can use it anytime- nice for emergencies
Annemarie Z. says
I learned that: H&R Block Emerald Cash Rewards are loaded instantly to your card.
Angela W says
You can borrow and repay up to $1000
jeanette h. says
Ability to pay down the balance on the Emerald Advance with a portion of your tax refund, if you so choose
Richard Hicks says
I learned that it has Access to credit year-round
gina says
$45 Annual Fee – Assessed on the day the Emerald Advance is opened
Tracy Allen says
You can use it Year round – I kinda thought it was only Tax time
Tanya White says
You have year round credit.
Tom Lester says
I learned you don’t have to be a customer to qualify
Sarah Marshall says
I learned that once you are approved, you can access your line of credit anytime during the year that you need to!
Carolyn Daley says
I like that you can pay what you owe with part of your tax return.
Shannon says
I learned that you can pay down the balance on the Emerald Advance with a portion of your tax refund.
kristy says
You can pay down the balance with your tax refund…that sure comes in handy!
Mya Murphy says
Wow, year round credit is awesome!!
Stephanie Larison says
If you are approved, you would be able to have access to credit year round.
melina r says
I learned that we can get up to $1000 line of credit and use our tax refund to pay it back. It is also avaliable all year round.