H&R Block provided a gift card to facilitate this review. All opinions stated are my own.
Need extra money for your holiday shopping? H&R Block has you covered with their Emerald Advance line of Credit!
We have a lot of kids in our family, which means we are buying a lot of gifts. One of the things I try to do is start shopping in early November and pick up a few gifts each week, so that our budget does not get overwhelmed. Also, putting away money each month is preparation also helps.
But, just in case you need a little extra cash this year for gifts or travel, H&R Block can help. Starting on November 25th, H&R Block will begin excepting applications for the Emerald Advance Line of Credit in their offices, but you can make an appointment now. If you plan to apply, make sure you have: an unexpired government issued photo ID and your most recent pay stub. This Line of Credit, which has a $1000 maximum, can be drawn from as needed year round, and you don’t even have to be an existing H&R Block client to apply.
I think organization is key, when it comes to the holidays and trying to stay within budget. When my husband and I start shopping, we begin with making a list of all the people we have to buy for and a dollar value for what we are planning to spend. For the most part, this works really well, and keeps us in check. We also set a price limit for each other, so that we don’t go overboard.
How do you handle the financial crunch of the holidays? If you are looking for more suggestions, check out the H&R Block site where you can learn more.
Could you use a little extra cash this Holiday season? I know silly question! But, the great news is H&R Block is offering one lucky reader a chance to win a $300 H&R Block Emerald Master Card! For your chance to win, just follow the Rafflecopter Rules below.
DISCLOSURE: H&R Block has asked me to help promote the Emerald Advance Line of Credit. The prize was provided and may be shipped to the winner by H&R Block, but all opinions expressed in the post are my own and not those of H&R Block. Entrants must be 18 or older and located in the US only. Winner to be chosen at random.
Sissy Gifford says
I learned that you can pay down the balance of the Emerald Advance with part of your tax refund, if you want to.
Nicole Carter says
I learned that you have the Ability to pay down the balance on the Emerald Advance with a portion of your tax refund, if you so choose
patti jamison says
That it can be used all year
Mary Somerville says
You can pay back with cash128, Emerald Card, checking account, or your tax refund.
Ty says
It allows you to borrow and repay only what you need.
Shea Balentine says
That it is a year around line of credit… great for the holidays, I’m sure!
Andrina G says
I learned that you can maintain your line of credit year-round.
Leah Shumack says
I learned that you can borrow and repay as necessary!
Mary Anderson says
I learned you can apply now without a W-2 and it is a year-around credit, not just at tax time.
amy deeter says
you can use it to get cash at ATM’s.
jules m. says
the advance is available year round
mary renshaw says
I learned that you can use it over and over again! You can borrow then pay back and so forth
lisa lo says
You have til January 15th, 2014 to apply for the Emerald card.
Buddy Garrett says
I learned it has credit available year round.
Tracie Trump says
I learned that you can use over and over and that can borrow and then pay it back, my fb is T Michelle Trump and my email is [email protected]
Candie L says
I like that it is good all year round (helps with vacations etc). Thank you
susan smoaks says
I learned that you can use it over and over, which is really nice!
Jaclyn Reynolds says
You can borrow and repay the amount you need at the time!
Hollie Jahnke says
That you can use it through the whole year.
Roxann says
I learned that you can use it year round.
Ciara B. says
you can use credit all year
Sharon says
I learned that you can pay down the balance on the Emerald Advance with a portion of your tax refund. Thank You!
Leslie L Stanziani says
I learned that you can use the card year round.
Lori L. says
I learned that you can use it at ATMs to withdraw cash.
Heather Baribeau says
i love that they have year round credit!
Sherry Conrad says
You can use it year round as needed.
melikegarfield says
If approved, you are eligible to maintain your line of credit year-round — that would be handy since once in a while we have unexpected expenses for which we may need a little credit/cash.
Julie Hawkins says
I learned you can use it for emergencies, and pay it down with your tax refund
Bryan E. says
Thanks for the giveaway…if they choose, cardholders have the ability to pay down the balance on the Emerald Advance with a portion of their tax refund.
trenda t says
Love that you can use it year round!
CharityS says
You have the ability to pay down the balance on the Emerald Advance with a portion of your tax refund.
amy m says
$45 annual fee
Jackee says
I learned Emerald Advance will be available in participating offices beginning November 25th.
Lisa Garner says
I learned you have the ability to pay down the balance on the Emerald Advance with a portion of your tax refund.
Jill McHale says
You can pay down the balance of the Emerald Advance with a portion of your tax refund :)
Vikki Billings says
You can use it at an ATM and it has an annual fee of 45.00
Michelle Tucker says
You can earn cash rewards by using the card.
Michelle H. says
I learned that there is no setup fee, no monthly activity fee, no overdraft fee, no fees on purchases, or customer service calls.
Christian Alejandro says
I love that it’s available all year long.
socratesjr says
Aside from having a revolving credit, I love that you can load funds from your line of credit to your H&R Block Emerald Prepaid MasterCard® for easy access. That makes the whole process much more streamlined.
Rajee P Pandi says
The Emerald Advance® is a year-round line of credit that provides the ability to repeatedly borrow and repay up to $1000126, depending on bank approval. Use it year-round for emergencies, car repairs, bills and other credit needs. Only borrow and repay the specific amount you need.
Sarah L says
Use it year-round for emergencies, car repairs, bills and other credit needs. Only borrow and repay the specific amount you need.
Thanks for the contest.